Retirement Planning – Makes the Rest of Your Life…the Best of Your Life!

Learn to Reinvent yourself and your Life in Retirement from the Certified Professional Retirement Coach.

Free 4-Day Mini-Course!

The 3rd Act’s free, short video series will lead you through the fundamental steps to building your personal 3rd Act Plan. You will learn the #1 reason why most people have unfulfilled retirements. This mini course will guide you through pitfalls and challenges of life after retirement and help you learn easy and effective methods to overcome the obstacles to having your next years be your best years!


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Your life is divided into thirds. We Provide a Personal Retirement Plan
to Help You Make THIS Third the Best It Can Be!

Work with The 3rd Act to discover…

A Fresh Start

Get a fresh perspective on what adventures life can hold and the opportunities that await you.

A Clear Path

Define your goals, large and small, and then build a map to help you on your way to your best life.

A Thriving Future

Grow, flourish, and enjoy the richness of life. Take control of your time and live it to the fullest.

Patricia Has Worked With…

board of governers federal reserve system
retirement life planning by the3rdact

Are you ready for retirement?

Take the Quiz!

Not Sure What To Do Next?

Money isn’t everything. We’ve heard it, we’ve lived it, and by this point we all know that it’s pretty much true. So why do 99% of our conversations on retirement revolve around IRAs, 401Ks, pensions and mutual funds?

Sure it pays to be smart, but the smartest and savviest among us can reach retirement and feel like they have 30+ directionless years looming ahead, free and open but totally daunting.

In fact, losing your former identity in retirement, stepping away from the career and image you’ve worked so hard to build, may be holding you back — long after you’ve paid your dues and are ready to move forward — from taking the plunge.

Finding a new “Why” in this next phase of life can be challenging. Finding the “How” can feel impossible.

Patricia Cavanaugh started The 3rd Act with a mission: to help you take control of your retirement and fill it up not by just being busy but with meaningful, enriching opportunities that can help you create some of the happiest years of your life.

Your Bountiful Life…

The 3rd Act was founded and is led by Patricia Cavanaugh — a seasoned psychotherapist and licensed coach who has helped hundreds of retirees find their path and purpose in this phase of life.

Starting with a free discovery call, Patricia will help you explore both what motivates you and your vision for the future so you can move into retirement with confidence instead of uncertainty.

Tackle tough realities like:

  • What really matters to me beyond the identity I’ve shaped throughout my career?
  • How can I rekindle the drive to learn new things or rediscover forgotten interests?
  • Can I find purpose and excitement while balancing rest and ease?

Let Patricia and The 3rd Act help you design a life that’s exciting, fulfilling and, most importantly, attuned to your unique needs, talents and passions. Let’s build a life you love!

successful retirement planning

Worried you’ve lost the drive to learn new things or you’ve put your dreams on the back burner for too long?

Schedule a Free Call

Find Direction — Your Way



Get the help you need with individualized retirement coaching. With one-to-one or group options, Patricia will lead you to:

  • Discover the power of your past experiences
  • Uncover new possibilities for your future
  • Build a legacy along with a rich and fulfilling life

Learn how your 3rd Act can be a time of continued growth and joy!

Book a Free Discovery Call



Give your employees the gift of direction as they transition out of the workforce. Provide an opportunity for real answers to their tough questions:

  • Who will I be when I leave my career?
  • How can I personally thrive and gain a sense of fulfillment?
  • Can I find new friends and build community?

Empower your employees to plan beyond the financial with a dedicated expert.

Schedule Your Customization Call



Shed your responsibilities, turn off the noise, and take the time to reflect on you surrounded by others who feel the same. Learn to:

  • Rediscover your priorities
  • Find who you are and the abundance that’s available in this next phase
  • Build a road map for your 3rd Act

Let your self-care take a front seat as you spend dedicated time with Patricia and a supportive community.

Join the Waitlist

The best outcome was being crystal clear about my passion and my purpose. Retirement is totally redefined for me.

Kris Schaeffer

I came away with a clearer sense of what motivates me, what is important to me and what elements are essential for a balanced life.

Dianne Draze

Patricia has been instrumental in helping me fulfill my ongoing desire to live out loud and live a more authentic life.

Miriam S.

3 Simple Steps to a Brighter Future

Step 1

Assess Your Life

Schedule a free 30-minute call with Patricia to talk about what makes you tick.

Dig in to what your passions are and the legacy you’d like to leave behind, and start gaining clarity on your micro and macro visions for the future. Then, get excited for the real work to begin!

Step 2

Discover The Possibilities

Retirement is not one size fits all. Once you uncover what your ideal lifestyle looks like, we will help you set goals and get ready for action.

The limits we place on ourselves can serve as blinders. Patricia will help you discover opportunities ahead you may have never considered.

Step 3

Plan Your Future

We’ll help you put your vision into action. This could include structuring a shortened work week, finding opportunities for service, realizing dreams of travel, and claiming your meaningful life.

Your time is your own. Find ways to grow and expand, or to slow down, while still staying true to who you are.

Schedule Your Free Call

Am I Ready for the 3rd Act?

Do you daydream about retirement and what it will be like for you? Or do your friends and family keep asking when you’re going to slow down and start enjoying life?

The retirement we’re often programmed to accept seems to signal old age, sacrificing what we’ve worked hard to build, and a pacing that doesn’t seem to fit who you truly are.

Take this free quiz from The 3rd Act to determine where you are on your journey to retirement and what you can do to build a life that’s big and full of possibility.

It’s’ Time To Choose Your Life!

A dreamy vacation in Bali? Or having a simple house by the beach? Or maybe writing a book to set loose your wildest creativity? Everyone may have a different design blueprint for their retirement. But for many of us, there comes a time when the question “What will I do with my time and who will I be without my job title?” can be both bewildering and scary.

A retirement coach can help you answer these questions and bring more clarity to the kind of life you want to lead and how you want to be in post-retirement. This is truly your time. Make the most of it!

Financial planning is an integral part of holistic retirement planning but not the only part. A road map to holistic retirement prepared by a certified retirement planner can help ensure that you approach this third stage of life with a sense of joyful anticipation. With our carefully designed pre-retirement coaching, you will have the freedom to create your unique retirement plan by focusing on the critical non-financial aspects of this new phase of life. We want to help you create twenty to thirty years more of happy living.

Without a plan, life just happens. It’s never too late to start. Let our personal life coach help you develop a 3rd Act plan, so the rest of your life is the best of your life!

patricia cavanaugh certified retirement coach

Meet Patricia

Patricia Cavanaugh is the founder and lead retirement coach of The 3rd Act. Patricia holds a Masters in Counseling Psychology, is a licensed psychotherapist, and is highly sought after by both individuals and businesses for her expertise in retirement planning that looks beyond finances.

With over 30 years of experience, Patricia is committed to helping retirees live full and thriving lives no matter where they are on their journeys.